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Workers Compensation

Keep Your Employees Protected

Elk Agency Insurance understands the value of good employees. We know that your day-to-day operations depend on their hard work, expertise, and dedication, and if you supply them with quality benefits and plans, they can work with the peace of mind assurance that they are properly protected.

But should an accident happen, having the right Workers' Compensation plan from Elk Agency Insurance can allow your business to ensure payments and cover expenses if an employee is injured from a work-related accident. Injuries can range from car accidents and back injuries to equipment malfunctions and, in some unfortunate cases, death.

Workers Compensation can cover financial obligations such as:

An injured employee’s medical expenses/treatment
The replacement of lost wages from injury time off

If your business does not offer Workers Compensation, serious injuries that occur on the job could lead to an employee suing your company for damages. That is why it is important to discuss your options with a specialist at Elk Agency Insurance who can help you find the right coverage options for all your business needs.

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Our Location

Elk River Office

327 Main St NW
Elk River, MN 55330

Main office: 763-241-0656

Our Providers

Rick is great at his profession. He makes it simple for my family and I to understand what is best for us when it comes to our insurance needs. Rick is honest and sincere, and I would highly recommend Rick for your insurance needs

Terry Gries CRPC

Rick is a very caring, conscientious and hard working person and is interested in looking out for his client's best interest. I highly recommend Rick as an agent.

Mel Rohrer

Rick is a very approachable and friendly business owner. He has helped us get quality insurance for our home and vehicles. Thanks for all you do!

Sandy Martin

Since the day I met Rick I knew he could be trusted. Rick and his staff at Elk Agency are always available for questions and always go above and beyond what is asked. Rick has saved myself and my family money from the time he signed us up. Has even contacted me to tell me that he can save even more money! Within the last 2 years we have switched our business insurance to the Elk Agency and have been very satisfied. Would and have recommended Rick at any time!

Nye McCarty

I have had Rick as my agent for over 15 years now. I would recommend and have recommended him to many over the years. Excellent customer service by Rick and his employees.

Chantal Quigley

Being a Mortgage Banker many of my clients need insurance assistance. I have no problem referring my clients to Rick as I know they will be treated with respect, honesty and will be given the best coverage at the best rates. I as well hold my own personal insurance with Rick and I'm very pleased with the service he provides me. April 16, 2015, Steve was Rick's client

Steve Bushinski

Rick Roche is a terrific business person who is well versed in the insurance industry, and he provides a model that other business people can aspire to. His service is excellent, he does a lot of research on the many product offerings in the insurance business to make sure he is offering you the correct product, and his word holds meaning in a time when what people say doesn't always matter. As a public figure and a business talk show host, I know how important it is to recommend the right people to my listeners. The wrong ones damage my own reputation. That said, I know I can recommend Rick to others with full confidence that you will be taken care of in a professional and timely matter, with great integrity throughout. Go see Rick today, and tell him Kevin Hunter at The Business Forum Show sent you.

Kevin Hunter "The Business Forum Show"

Working with Rick was a blessing. He helped me to arrange my policies for the best program personalized for me. He was a great asset when I needed a hand due to an accident. He made the whole process seem effortless and really saved my sanity. He is a well respected and well admired person. He is a great friend and professional to have on your side. Thanks for all Rick!!!!!

Brett Michalec- Certified Appraiser