Accident Forgiveness, Because Accidents Happen
For drivers with good driving records, Elk Agency offers Accident Forgiveness when you choose to purchase one of our Responsible Driver Plans.
Responsible Driver Plan
For extra peace of mind consider the Responsible Driver Plan which offers Accident Forgiveness and Minor Violation Forgiveness. Accident Forgiveness and Minor Violation Forgiveness are optional features that can help you avoid a premium increase following your first covered accident or minor violation.
With our Responsible Driver Plan, this feature forgives one accident every 36 months, helping to protect your premium from isolated mishaps.
Minor Violation Forgiveness
With our Responsible Driver Plan, this feature forgives one minor violation every 36 months so you won’t pay more for your car insurance solely due to your first minor traffic violation as an Elk Agency customer.
Premier Responsible Driver Plan
For greater peace of mind, Elk Agency offers the Premier Responsible Driver Plan which, in addition to the accident and minor violation forgiveness benefits in the Responsible Driver Plan, includes Decreasing Deductible® and Total Loss Deductible Waiver features. When you purchase the Premier Responsible Driver Plan, your deductible can decrease over time providing you with a potential savings of up to $500 or may be waived entirely in the event of a total loss.
With the Premier Responsible Driver Plan, for every 6 months that all drivers on the policy are accident or major violation free, there will be a $50 earned credit up to $500 that will be applied toward the deductible in the event of a covered loss.
Total Loss Deductible Waiver
When you purchase the Premier Responsible Driver Plan you won’t have to pay a deductible if your car is totaled.
For Accident Forgiveness Insurance quotes and affordable: auto, home and health insurance quotes, don’t hesitate to contact us today at 763-241-0656. The Elk Agency is an insurance broker vs. a "direct writer," which means we have more options for you!
* The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages and/or vehicles.