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Elk River: 763.241.0656

Proudly Serving Minnesota & Wisconsin Since 1999

Boat Insurance in Elk River, MN and Surrounding Areas

Cast Your Worries Aside

For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.

With a Boat Owners Insurance policy from Elk Agency Insurance, you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:

  • Yachts
  • Performance Boats
  • Sail Boats
  • Bass Boats
  • Jet Skis
  • WaveRunners

What Can a Boat Insurance Policy Cover?

Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters

Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.

In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:

  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability

Additional Coverage Options

At Elk Agency Insurance, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.

It is your passion, your dream. Protect that dream for years to come with the right insurance policy from Elk Agency Insurance. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.

Our Location

Elk River Office

327 Main St NW
Elk River, MN 55330
Main office: 763-241-0656

Our Providers

Rick is great at his profession. He makes it simple for my family and I to understand what is best for us when it comes to our insurance needs. Rick is honest and sincere, and I would highly recommend Rick for your insurance needs
Terry Gries CRPC
Rick is a very caring, conscientious and hard working person and is interested in looking out for his client's best interest. I highly recommend Rick as an agent.
Mel Rohrer
Rick is a very approachable and friendly business owner. He has helped us get quality insurance for our home and vehicles. Thanks for all you do!
Sandy Martin
Since the day I met Rick I knew he could be trusted. Rick and his staff at Elk Agency are always available for questions and always go above and beyond what is asked. Rick has saved myself and my family money from the time he signed us up. Has even contacted me to tell me that he can save even more money! Within the last 2 years we have switched our business insurance to the Elk Agency and have been very satisfied. Would and have recommended Rick at any time!
Nye McCarty
I have had Rick as my agent for over 15 years now. I would recommend and have recommended him to many over the years. Excellent customer service by Rick and his employees.
Chantal Quigley
Being a Mortgage Banker many of my clients need insurance assistance. I have no problem referring my clients to Rick as I know they will be treated with respect, honesty and will be given the best coverage at the best rates. I as well hold my own personal insurance with Rick and I'm very pleased with the service he provides me. April 16, 2015, Steve was Rick's client
Steve Bushinski
Rick Roche is a terrific business person who is well versed in the insurance industry, and he provides a model that other business people can aspire to. His service is excellent, he does a lot of research on the many product offerings in the insurance business to make sure he is offering you the correct product, and his word holds meaning in a time when what people say doesn't always matter. As a public figure and a business talk show host, I know how important it is to recommend the right people to my listeners. The wrong ones damage my own reputation. That said, I know I can recommend Rick to others with full confidence that you will be taken care of in a professional and timely matter, with great integrity throughout. Go see Rick today, and tell him Kevin Hunter at The Business Forum Show sent you.
Kevin Hunter "The Business Forum Show"
Working with Rick was a blessing. He helped me to arrange my policies for the best program personalized for me. He was a great asset when I needed a hand due to an accident. He made the whole process seem effortless and really saved my sanity. He is a well respected and well admired person. He is a great friend and professional to have on your side. Thanks for all Rick!!!!!
Brett Michalec- Certified Appraiser