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Elk River: 763.241.0656

Privacy Policy

We value you as a customer and respect your right to privacy. We know that you purchase our products and services because you trust that we stand behind our promises. We pledge our commitment to treat your information responsibly. We created this privacy policy to show you that we are working hard to protect your privacy.

Information sharing and opt out
We do not sell your personal information to anyone for any reason. We do not share it, except for the reasons described below, which are permitted by federal and state law. Therefore, there is no need for you to opt out. If we change our policy, we will tell you and give you a chance to opt out before we share your information.

Confidentiality and security
We use physical and technical safeguards to protect your information. We restrict access to your information to those who need it to perform their jobs. Third-party business partners are bound by law to use the information only for our purposes. They may not disclose it or use it in any other way. We comply with all data security laws.

Collecting your personal information
We collect personal information about you from different sources. For example, we collect information you send us on applications and forms. We also collect information from your transactions with our sister companies, others, or us. We may collect information from a consumer-reporting agency or a medical provider. This collection depends on the product or service you request.

Disclosing your personal information
We do not sell your information to anyone. We may disclose this information to a business that carries out services and marketing for us. We may disclose your information as required or permitted by law. We may disclose your information for a legal or regulatory purpose. These include the following types of information.

  • We may disclose information we receive from you on applications or other forms. This may include your name, address, beneficiaries, Social Security number and family member information. This may also include assets, income, and the property address and value.
  • We may disclose information from your transactions with our sister companies, or us. This may include your account balance, policy coverage, and payment history. This may also include premium paid, preferences, claims, and purchase method.
  • We may disclose information we receive from a consumer-reporting agency or other report. This may include, your credit report, motor vehicle and driver data. This may also include medical and employment data, loss history reports, and other driver data. This disclosure depends on the products you select.
  • We may disclose information to companies that perform marketing services on our behalf. As permitted by law, we may disclose some information to other financial institutions with which we have joint marketing agreements.

Using your medical information
We sometimes must collect medical information to provide you a product or to pay a claim. We do not use or share it for any purpose, except the following:

  • Underwriting insurance
  • Administering your policy, account, or claim
  • As required or permitted by law
  • As otherwise authorized by you

Internet Policies
What information does Elk Agency Insurance collect from Web sites? Elk Agency Insurance may collect the information you provide when you:

  • Request information from the Elk Agency Insurance Web site
  • Use online tools and calculators
  • Apply online for products
  • Subscribe to online services
  • Complete an online form
  • Conduct transactions online
  • Apply for a job online

Elk Agency Insurance contracts with certain unaffiliated business partners who help us deliver online products and services. They may keep the information you provide. Other online activities are listed below.

Visitor Data

  • Elk Agency Insurance collects site-aggregate and customer-specific information about the pages you view on our site. We log IP addresses, browser and platform types, domain names, access times and referral data. We also collect information a customer volunteers on surveys and electronic forms. This information is used to improve our Web site.
  • Elk Agency Insurance gathers data on its Web site. This is a standard industry practice and is used to find out how visitors use our site. We collect aggregate information on the public areas of our Web site. We also collect information on an individual basis on areas of our Web site that require visitors to logon using an ID and password. We may collect the following data:
    • How many people visit our Web site
    • The pages they visit and the features they use
    • How long they stay on our Web site
    • The Web site people come from before reaching our Web site

Use of "Cookies"
We store a cookie on your computer when you visit our Web site. A cookie is a tiny piece of information that is required to create and maintain a secure session. Cookies let you request information and do business online. Cookies do not have confidential or personal information. They do not track a user after leaving our Web site. We use a third-party tracking utility, which may set cookies, to analyze how users move within our Web site.

Other Online Security
We also use a Secure Sockets Layer (SSL). This keeps all information confidential when it is sent between our Web site and your computer.

E-mail
We keep the e-mail you send to us. If you agree to receive e-mail messages from us, we will keep the information you give us to send e-mail of specific interest to you. If you choose to send us e-mail, we keep your e-mail, your e-mail address, and our reply. Please be careful about the information you give us in e-mail. As with any public Web site, this communication may not be secure.

Web Links
It is important to note that other companies or organizations may have links on the Elk Agency Insurance family of Web sites. We are not responsible for the collection, use, or security of information by the companies or organizations outside of the Elk Agency Insurance family of companies. Please read the privacy policy of Web sites reached through the use of links from the Elk Agency Insurance family of Web sites.

Why does Elk Agency Insurance collect information on its Web site?
Elk Agency Insurance or our business partners use the information from our Web sites for many purposes:

  • Edits and feedback
  • Marketing and promotions
  • Analysis of user behavior
  • Product development
  • Content improvement
  • Informing advertisers how many visitors have seen or clicked on their advertisements
  • Customize Web site content and layout

What happens if Elk Agency Insurance changes its privacy policy?
If we decide to change our privacy policy, we will post the changes on our homepage. This way you always know what information we collect, how we use it, and under what circumstances we disclose it.

If we decide to use your personal information in a different way than for the use that we told you when we collected it, we will notify you by posting a note on our Web site for 30 days.

Questions
We value our customers and want you to understand how we use the information we collect. Please contact us if you have any questions about our privacy policy.

We will provide you a copy of your personal information that we control and can reasonably retrieve. To access your information, you must provide the following:

  • All policy numbers you want to access.
  • Please sign your request and have your signature notarized. This ensures the identity of the person requesting the information.
  • We do not currently charge a fee to cover the cost of providing you with a copy of this information. However, we do reserve the right to charge a small fee in the future.
  • You may request that we correct your personal information in our files. Please note that we do not control information provided by third parties. So, you will need to contact the third party to correct any information from them.
  • Sometimes we obtain your consumer or credit report. If so, you may request the credit-reporting agency's name and address. You may ask the agency to give you a copy of your report.

Please send any inquiries to us at:

Elk Agency Insurance
ATTN: Privacy Department
503 Jackson Ave NW
Elk River, MN 55330

When you write to us, please include your name, address, and policy number, and your agent name and number, if you know it. You can contact your agent to change information that we control, such as your address. Or, you may contact your Elk Agency Insurance customer service representative. The phone number is in your policy packet.

This privacy statement describes our privacy practices for both current and former customers. We will provide one copy of this notice to joint policy or contract holders. Please share this information with everyone covered by your policy or contract. If you request, we will send more copies of this statement.

Thank you for choosing Elk Agency Insurance. We look forward to building a lifetime relationship with you.

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Our Location

Elk River Office

327 Main St NW
Elk River, MN 55330
Main office: 763-241-0656

Our Providers

Rick is great at his profession. He makes it simple for my family and I to understand what is best for us when it comes to our insurance needs. Rick is honest and sincere, and I would highly recommend Rick for your insurance needs
Terry Gries CRPC
Rick is a very caring, conscientious and hard working person and is interested in looking out for his client's best interest. I highly recommend Rick as an agent.
Mel Rohrer
Rick is a very approachable and friendly business owner. He has helped us get quality insurance for our home and vehicles. Thanks for all you do!
Sandy Martin
Since the day I met Rick I knew he could be trusted. Rick and his staff at Elk Agency are always available for questions and always go above and beyond what is asked. Rick has saved myself and my family money from the time he signed us up. Has even contacted me to tell me that he can save even more money! Within the last 2 years we have switched our business insurance to the Elk Agency and have been very satisfied. Would and have recommended Rick at any time!
Nye McCarty
I have had Rick as my agent for over 15 years now. I would recommend and have recommended him to many over the years. Excellent customer service by Rick and his employees.
Chantal Quigley
Being a Mortgage Banker many of my clients need insurance assistance. I have no problem referring my clients to Rick as I know they will be treated with respect, honesty and will be given the best coverage at the best rates. I as well hold my own personal insurance with Rick and I'm very pleased with the service he provides me. April 16, 2015, Steve was Rick's client
Steve Bushinski
Rick Roche is a terrific business person who is well versed in the insurance industry, and he provides a model that other business people can aspire to. His service is excellent, he does a lot of research on the many product offerings in the insurance business to make sure he is offering you the correct product, and his word holds meaning in a time when what people say doesn't always matter. As a public figure and a business talk show host, I know how important it is to recommend the right people to my listeners. The wrong ones damage my own reputation. That said, I know I can recommend Rick to others with full confidence that you will be taken care of in a professional and timely matter, with great integrity throughout. Go see Rick today, and tell him Kevin Hunter at The Business Forum Show sent you.
Kevin Hunter "The Business Forum Show"
Working with Rick was a blessing. He helped me to arrange my policies for the best program personalized for me. He was a great asset when I needed a hand due to an accident. He made the whole process seem effortless and really saved my sanity. He is a well respected and well admired person. He is a great friend and professional to have on your side. Thanks for all Rick!!!!!
Brett Michalec- Certified Appraiser